With the Home Ownership Energy Program, you can decrease the monthly cost of home ownership for yourself the homeowner, for your customers as a contractor, or for your clients as a lendor or realtor.

Home ownership entails a lot of expenses. Taxes, insurance, maintenance, principle, interest, and the most unpredictable expense of all, utilities, are common expenses of owning a home.

With the family budget being stretched in all directions these home ownership expenses are becoming more difficult to pay. HOEP is here to lend a helping hand.

HOEP lowers home ownership cost by facilitating the purchase of highly efficient heating and cooling equipment anytime the mortgage is open to financing. The new system is installed in the home with no upfront cost to the homeowner/buyer. The cost is rolled into the home mortgage.

This process raises the mortgage payment a small amount, but it reduces utilities considerably more per month in nearly all cases. This gives the homeowner immediate positive cash flow. Net savings of $100 per month are not uncommon.